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If you are still in school planning a career in biology or studying in a medical college, EdFed can help you secure your future. Your Federal or PLUS loans can easily be consolidated and you can earn thousands by saving thousands of dollars over the life of your loans.

EdFed's Loan Consolidation option allows you to combine several student or parent loans into one bigger loan from a single lender, which is then used to pay off the balances on the other loans. We offer several flexible repayment options at lower interest rates and various money-saving incentives.

Have a look at how much you can save on your loan amounts with EdFed…

Total Debt Amount Total Interest on StaffordLoan (8.25%) Total Interest after Loan Consolidation (4.75%) Total Interest with EdFed Borrower Benefits lnterest Savings
$10,000 $4,718 $2,582 $2,402 $2,316
$30,000 $14,155 $7,745 $6,261 $7,894
$50,000 $23,592 $12,909 $10,435 $13,157
$70,000 $33,028 $18,072 $14,609 $18,419
$90,000 $42,465 $23,235 $18,783 $23,682
$100,000 $47,183 $25,817 $20,870 $26,313

For a free assessment of your current financial situation, contact us at (800) 503-1146, or click here for more contact information.


This is a pivotal time for you to consider consolidation. Interest rates are expected to touch skies after June 2006. The U.S. Congress recently announced cuts in funding for federal student loan programs. Interest rates on federal student loans will be rising across the board, and the new higher rates will be permanent. Contact us ASAP to discuss your student loan status. A loan specialist will advise you free of charge and without obligation in about five minutes.

To start an application, click here to go to our Registration Form.